Money and Banking

No population centre in American, even the smallest one, is conceivable without a bank building. A small town may have several banks, and in a big city there are tens of them.

Like any business, a bank is after a profit, above all. Money is the commodity it sells. To put it simply, a bank seeks to “buy” money”cheaply (not necessary from the Federal Reserve Bank), at an annual six-percent interest, for example, and to sell it dearly (as, say, credit to a building company) at an annual interest rate of 11 percent. This is what the banks are busy doing. There are many variations within this pattern of course.

Naturally, the banks put their money where it brings them the highest profit. That is why they always keep up to date with the market situation. By shifting money of various “costs” from sphere to sphere, from one geographical region to another, the banks actively stimulate progress in industry, construction and agriculture. Besides this, the bank promotes the growth—or causes the demise—of individual population centres or even whole regions.

6 вариант

I.Преобразуйте предложения, содержащие два дополнения, из действительного залога в страдательный.

They will show me the postcards of New Year.

II. Переведите предложения на английский язык.

Мой друг любит пирожные. Он ест пирожные каждый день. Когда я встретил его вчера на улице, он ел пирожное снова. Он говорит, что покупает их в кондитерской (confectioners shop) на углу. Посмотри на него сейчас! Он снова ест пирожное.

III. Раскройте скобки, употребляя требующуюся форму прилагательного. Укажите степень сравнения прилагательного, переведите предложения на русский язык.

1. Of the 4 dresses I like the red one (good).

2. Phil is (happy) person that we know.

3. Pat’s car is (fast) than Dan’s.

4. This poster is (colorful) than the one in the hall.

5. Does Fred feel (good) today than he did yesterday?

IV. Раскройте скобки, употребляя глаголы в нужной видо-временной форме. Укажите время глагола, переведите предложения на русский язык.

1.Please, be quiet. I (try) to concentrate.

2.Next week he (go) on business trip to the USA.

3.George (fall off) the ladder while he was painting the ceiling.

4.The phone rang when I (have) a shower.

V. Напишите все типы вопросов. Укажите тип вопроса.

1.It takes me 20 minutes to get to my work.

2.I moved to Brest in 1995.

3.I don’t like playing football.

4.I have been to Italy twice.

VI.Прочитайте и письменно переведите текст. Анализируйте подчеркнутые грамматические явления. Поставьте 4 вопроса к тексту.